{"id":8298,"date":"2026-02-19T16:59:13","date_gmt":"2026-02-19T15:59:13","guid":{"rendered":"https:\/\/www.investify-tech.com\/?page_id=8298"},"modified":"2026-02-19T22:01:18","modified_gmt":"2026-02-19T21:01:18","slug":"state-funded-pension","status":"publish","type":"page","link":"https:\/\/www.investify-tech.com\/en\/state-funded-pension","title":{"rendered":"State-funded pension"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Seiten<\/p>\n\n\n    <div class=\"moduleHeader  appeared slider smallSlider\" id=\"moduleHeader\">\n\n\n\n        <script>\n                        sliderMouseDrag = false;\n            sliderTouchDrag = false;\n                    <\/script>\n\n    \n\n        <div class=\"owl-carousel h-100\">\n                                                                <div class=\"h-100 layout_2 bild-volle-breite\">\n                        <div class=\"container text-wrap h-100\">\n                            <div class=\"row align-items-center h-100\">\n                                <div class=\"col-12 col-md-7\">\n                                    <div class=\"backgroundImage d-block d-md-none\" style=\"background-image:url(https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify_Header-neu-Altersvorsorge-1-scaled.webp)\";><\/div>\n                                    <div class=\"pr-md-7\">\n                                                                                <p>Retirement savings account and Early Retirement Pension as a Service<\/p>\n                                        <p class=\"h1\">investify TECH supports financial service providers in rapidly implementing pension scheme reform<\/p>\n                                                                                                                                                                    <p>\n                                                <a class=\"cta secondary medium\" href=\"https:\/\/www.investify-tech.com\/en\/contact\" target=\"\" rel=\"noopener\">\n                                                    Contact us now                                                <\/a>\n                                            <\/p>\n                                                                            <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                        <div class=\"backgroundImage d-none d-md-block\" style=\"background-image:url(https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify_Header-neu-Altersvorsorge-1-scaled.webp)\";><\/div>\n                    <\/div>\n                                    <\/div>\n\n        <div class=\"moduleHeaderNavi\">\n            <div class=\"container\">\n                <div class=\"row no-gutters align-items-center\">\n                                    <\/div>\n            <\/div>\n\n        <\/div>\n\n\n        <div class=\"gefoerdet d-none\">\n            <div class=\"container\">\n                <div class=\"row align-items-center\">\n                    <div class=\"col-3 offset-6 text-right\">\n                        <p class=\"mb-0\"><\/p>\n                    <\/div>\n                    <div class=\"col-3\">\n                        <img decoding=\"async\" src=\"\" class=\"img-fluid w-100\"\/>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n\n\n        <div class=\"contentBlock moduleIntro d-none d-sm-block\">\n            <div class=\"container\">\n                <div class=\"row\">\n                                    <\/div>\n\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n\n\n\n    <div id=\"\" class=\"moduleImageText   pt-12 pt-lg-9 pb-12 pb-lg-9   bg-dark contentBlock\"\n\n\n    style=\"\n\n        \"\n\n    >\n        <div class=\"container\">\n\n                        <div class=\"row  align-items-center\">\n                <div class=\"col-8 col-sm-6   col-md-5 offset-md-0 order-2 d-none d-md-block   \">\n                    <div class=\" pr-sm-5\">\n                        <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify-Altersvorsorge-Icon-04-scaled.png\" style=\"\" width=\"2560\" height=\"2560\" alt=\"\">\n                    <\/div>\n\n\n                    \n\n                    \n                                    <\/div>\n                <div class=\"col-12\n\n\n                                                                                col-md-7\n                                                order-1 order-md-2\">\n\n\n                    <div class=\"row\">\n                        <div class=\"col-12 col-sm-8 col-md-12  d-md-none order-2 order-md-1 mt-4 mt-md-0 \">\n                            <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify-Altersvorsorge-Icon-04-scaled.png\" width=\"2560\" height=\"2560\" alt=\"\">\n                        <\/div>\n                        <div class=\"col-12 col-sm-12 col-md-12 order-1 order-md-2 textWrap\">\n                            <h2>Pension scheme as a platform solution<\/h2>\n<p>One major advantage of the investify TECH platform is its continuous development. Our approach: If regulatory changes are pending or new market opportunities arise, investify TECH implements them on its innovative platform with the help of custodian banks. This also applies to the following topics:<\/p>\n<ul class=\"check\">\n<li class=\"text-semibold\">Retirement savings account<\/li>\n<li class=\"text-semibold\">Early retirement pension<\/li>\n<\/ul>\n\n\n                            \n                                \n                            <div class=\"row d-none d-md-flex\">\n                                                                    <div class=\"col-12 col-sm-6 mt-4\">\n                                        <a class=\"cta secondary medium d-block\" href=\"https:\/\/www.investify-tech.com\/en\/wealth-management-plattform\" target=\"\" rel=\"noopener\">\n                                            More about the platform                                        <\/a>\n                                    <\/div>\n                                                                                            <\/div>\n\n\n\n\n                        <\/div>\n                    <\/div>\n\n\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n\n        <div class=\" d-flex d-md-none\">\n                            <div class=\"col-12 col-sm-6 mt-4 mt-sm-6 mt-md-0\">\n                    <a class=\"cta secondary medium d-block\" href=\"https:\/\/www.investify-tech.com\/en\/wealth-management-plattform\" target=\"\" rel=\"noopener\">\n                        More about the platform                    <\/a>\n                <\/div>\n                                <\/div>\n\n    <\/div>\n\n\n\n\n\n\n\n\n    \n\n\n    <div id=\"\" class=\"moduleImageText   pt-12 pt-lg-9 pb-12 pb-lg-9   bg-dark contentBlock\"\n\n\n    style=\"\n\n        \"\n\n    >\n        <div class=\"container\">\n\n                        <div class=\"row  align-items-center\">\n                <div class=\"col-8 col-sm-6   col-md-5 offset-md-0 order-2 d-none d-md-block order-2 \">\n                    <div class=\"  \">\n                        <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify-Altersvorsorge-Icon-02-scaled.png\" style=\"\" width=\"2560\" height=\"2560\" alt=\"\">\n                    <\/div>\n\n\n                    \n\n                    \n                                    <\/div>\n                <div class=\"col-12\n\n\n                                            col-md-6\n                        order-1\">\n\n\n                    <div class=\"row\">\n                        <div class=\"col-12 col-sm-8 col-md-12  d-md-none order-2 order-md-1 mt-4 mt-md-0 \">\n                            <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify-Altersvorsorge-Icon-02-scaled.png\" width=\"2560\" height=\"2560\" alt=\"\">\n                        <\/div>\n                        <div class=\"col-12 col-sm-12 col-md-12 order-1 order-md-2 textWrap\">\n                            <h2>The retirement savings market offers enormous potential which can easily be tapped with the investify TECH platform.<\/h2>\n<p>In the Riester pension sector alone, approximately 15 million contracts can be transferred or revitalised in standard custody accounts without affecting subsidies. In addition, there are millions of potential new customers for the retirement savings account and the early retirement pensions.<\/p>\n\n\n                            \n                                \n                            <div class=\"row d-none d-md-flex\">\n                                                                                            <\/div>\n\n\n\n\n                        <\/div>\n                    <\/div>\n\n\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n\n        <div class=\" d-flex d-md-none\">\n                                <\/div>\n\n    <\/div>\n\n\n\n\n\n\n\n\n    \n\n\n    <div id=\"\" class=\"moduleImageText   pt-12 pt-lg-9 pb-12 pb-lg-9   bg-dark contentBlock\"\n\n\n    style=\"\n\n        \"\n\n    >\n        <div class=\"container\">\n\n                        <div class=\"row  align-items-center\">\n                <div class=\"col-8 col-sm-6   col-md-5 offset-md-0 order-2 d-none d-md-block   \">\n                    <div class=\" pr-sm-5\">\n                        <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify-Altersvorsorge-Icon-03-scaled.png\" style=\"\" width=\"2560\" height=\"2560\" alt=\"\">\n                    <\/div>\n\n\n                    \n\n                    \n                                    <\/div>\n                <div class=\"col-12\n\n\n                                                                                col-md-7\n                                                order-1 order-md-2\">\n\n\n                    <div class=\"row\">\n                        <div class=\"col-12 col-sm-8 col-md-12  d-md-none order-2 order-md-1 mt-4 mt-md-0 \">\n                            <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/investify-Altersvorsorge-Icon-03-scaled.png\" width=\"2560\" height=\"2560\" alt=\"\">\n                        <\/div>\n                        <div class=\"col-12 col-sm-12 col-md-12 order-1 order-md-2 textWrap\">\n                            <h2>Time to market is becoming a success factor!<\/h2>\n<p>Tapping the potential of retirement savings requires swift and efficient action. Only a highly automated infrastructure can ensure that millions of government-subsidised contracts are distributed, transferred and managed. In this area, traditional legacy structures have clear (time) limitations. Financial institutions should therefore review their systems based on key criteria: scalability, compliance, digital user experience, interfaces to modern custodians, and related time-to-market aspects. The investify TECH platform can provide swift, easy and secure support for potential challenges.<\/p>\n\n\n                            \n                                \n                            <div class=\"row d-none d-md-flex\">\n                                                                                            <\/div>\n\n\n\n\n                        <\/div>\n                    <\/div>\n\n\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n\n        <div class=\" d-flex d-md-none\">\n                                <\/div>\n\n    <\/div>\n\n\n\n\n\n\n\n\n    \n\n\n    <div id=\"\" class=\"moduleImageText   pt-12 pt-lg-9 pb-12 pb-lg-9    contentBlock\"\n\n\n    style=\"\n\n        \"\n\n    >\n        <div class=\"container\">\n\n            \n            <div class=\"row\">\n                <div class=\"col-12\">\n                    <h3 class=\"\"><\/h3>\n                    <h2 class=\" d-none d-sm-block\">investify TECH\u2019s end-to-end approach<\/h2>\n                <\/div>\n            <\/div>\n\n                        <div class=\"row  align-items-center\">\n                <div class=\"col-12\">\n                    <div class=\" pr-sm-5\">\n                        <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Grafik-1-EN_Altersvorsorge-scaled.png\" style=\"\" width=\"2560\" height=\"1510\" alt=\"\">\n                    <\/div>\n\n\n                    \n\n                    \n                                    <\/div>\n                <div class=\"col-12\n\n\n                                                                                col-md-7\n                                                order-1 order-md-2\">\n\n\n                    <div class=\"row\">\n                        <div class=\"col-12 col-sm-8 col-md-12  d-md-none order-2 order-md-1 mt-4 mt-md-0 \">\n                            <img class=\"lazy img-fluid\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Grafik-1-EN_Altersvorsorge-scaled.png\" width=\"2560\" height=\"1510\" alt=\"\">\n                        <\/div>\n                        <div class=\"col-12 col-sm-12 col-md-12 order-1 order-md-2 textWrap\">\n                            \n\n                            \n                                \n                            <div class=\"row d-none d-md-flex\">\n                                                                                            <\/div>\n\n\n\n\n                        <\/div>\n                    <\/div>\n\n\n                                    <\/div>\n            <\/div>\n        <\/div>\n\n\n        <div class=\" d-flex d-md-none\">\n                                <\/div>\n\n    <\/div>\n\n\n\n\n\n\n\n\n    \n\n\n<div id=\"\" class=\" contentBlock moduleText icons   pt-12 pt-lg-9 pb-12 pb-lg-9  borderBottom bg-dark\">\n    <div class=\"container\">\n        <div class=\"row\">\n            <div class=\"col-12\">\n                                                    <h2 class=\"\">The advantages of investify TECH\u2019s platform in implementing the pension scheme reform:<\/h2>\n                            <\/div>\n        <\/div>\n        <div class=\"row\">\n            <div class=\"col-12\">\n                            <\/div>\n        <\/div>\n\n        \n        <div class=\"row  item-wrap\">\n            \n\n\n                                    <div class=\"col-12 mb-6 mb-lg-7 \">\n                        <div class=\"row align-items-center\">\n                            <div class=\"col-12 col-sm-3 text-sm-center\">\n                                <img  data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Element-69@4x.png\" class=\"lazy img-fluid small\" width=\"400\" height=\"400\" alt=\"\"\/>\n                            <\/div>\n                            <div class=\"col-12 col-sm-9 mb-0 mt-4 mt-sm-0\">\n\n\n                                                                    <p>\n                                        <span style=\"font-weight: bold;\">One-stop-shop principle:&nbsp;<\/span><br \/>\r\ninvestify TECH maps the entire value chain (front to back) completely digitally, whether for the retirement savings account or the early retirement pension.                                    <\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n\n\n\n\n                            \n\n\n                                    <div class=\"col-12 mb-6 mb-lg-7 \">\n                        <div class=\"row align-items-center\">\n                            <div class=\"col-12 col-sm-3 text-sm-center\">\n                                <img  data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Element-68@4x.png\" class=\"lazy img-fluid small\" width=\"401\" height=\"401\" alt=\"\"\/>\n                            <\/div>\n                            <div class=\"col-12 col-sm-9 mb-0 mt-4 mt-sm-0\">\n\n\n                                                                    <p>\n                                        <span style=\"font-weight: bold;\">Efficient processes and scalability:&nbsp;<\/span><br \/>\r\ninvestify TECH takes over all daily operational processes related to government subsidy products in collaboration with the custodian bank, thus ensuring maximum efficiency and scalability.                                    <\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n\n\n\n\n                            \n\n\n                                    <div class=\"col-12 mb-6 mb-lg-7 \">\n                        <div class=\"row align-items-center\">\n                            <div class=\"col-12 col-sm-3 text-sm-center\">\n                                <img  data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Element-67@4x.png\" class=\"lazy img-fluid small\" width=\"401\" height=\"401\" alt=\"\"\/>\n                            <\/div>\n                            <div class=\"col-12 col-sm-9 mb-0 mt-4 mt-sm-0\">\n\n\n                                                                    <p>\n                                        <span style=\"font-weight: bold;\">White-label capability:&nbsp;<\/span><br \/>\r\nSpecific product, price and design requirements of the subsidy products can be considered within the platform.                                    <\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n\n\n\n\n                            \n\n\n                                    <div class=\"col-12 mb-6 mb-lg-7 \">\n                        <div class=\"row align-items-center\">\n                            <div class=\"col-12 col-sm-3 text-sm-center\">\n                                <img  data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Element-66@4x.png\" class=\"lazy img-fluid small\" width=\"401\" height=\"401\" alt=\"\"\/>\n                            <\/div>\n                            <div class=\"col-12 col-sm-9 mb-0 mt-4 mt-sm-0\">\n\n\n                                                                    <p>\n                                        <span style=\"font-weight: bold;\">Permanent compliance:&nbsp;<\/span><br \/>\r\ninvestify TECH ensures that regulatory requirements stipulated in MiFiD, AltZertG etc. are implemented permanently within the platform. The solutions provided are thus permanently compliant.                                    <\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n\n\n\n\n                            \n\n\n                                    <div class=\"col-12 mb-6 mb-lg-7 \">\n                        <div class=\"row align-items-center\">\n                            <div class=\"col-12 col-sm-3 text-sm-center\">\n                                <img  data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Element-65@4x.png\" class=\"lazy img-fluid small\" width=\"401\" height=\"401\" alt=\"\"\/>\n                            <\/div>\n                            <div class=\"col-12 col-sm-9 mb-0 mt-4 mt-sm-0\">\n\n\n                                                                    <p>\n                                        <span style=\"font-weight: bold;\">Cost benefits:&nbsp;<\/span><br \/>\r\nThe investify TECH platform approach and the outsourcing of processes mean transparent cost calculations at all times.                                    <\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n\n\n\n\n                            \n\n\n                                    <div class=\"col-12 mb-6 mb-lg-7  umrandung\">\n                        <div class=\"row align-items-center\">\n                            <div class=\"col-12 col-sm-3 text-sm-center\">\n                                <img  data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2026\/02\/Element-63@4x.png\" class=\"lazy img-fluid small\" width=\"401\" height=\"401\" alt=\"\"\/>\n                            <\/div>\n                            <div class=\"col-12 col-sm-9 mb-0 mt-4 mt-sm-0\">\n\n\n                                                                    <p>\n                                        <span style=\"font-weight: bold;\">Result:<br \/>\r\nWith the help of investify TECH, you can continue to focus on your core competences distribution and asset management also when it comes to the state retirement pension!&nbsp;<\/span>                                    <\/p>\n                                                            <\/div>\n                        <\/div>\n                    <\/div>\n\n\n\n\n                                    <\/div>\n    <\/div>\n<\/div>\n    <div class=\"contentBlock pt-0 pb-0 bg-dark\">\n            <\/div>\n\n\n    <div id=\"\" class=\"moduleReferenzTeaser pt-12 pt-lg-9 pb-12 pb-lg-9  borderBottom  contentBlock\">\n\n        <div class=\"container\">\n\n            <div class=\"row align-items-center\">\n                                <div class=\"col-12  col-sm-6 col-sm-8\">\n                    <h2 class=\"h2 big mb-0\">Customer examples<\/h2>\n                <\/div>\n                <div class=\"col-6 col-sm-4 text-right d-none d-sm-block\">\n                    <p>\n\n                                                    <a href=\"https:\/\/www.investify-tech.com\/en\/references\" target=\"\" rel=\"noopener\" class=\"cta secondary blue round small\">\n                                More References                            <\/a>\n                                            <\/p>\n                <\/div>\n            <\/div>\n\n            <div class=\"row mt-0\">\n                \n                \n                \n\n\n                <div class=\"col-12 col-sm-6 col-md-4\">\n\n\n                    \n                    <a class=\"moduleBlogListItem\" href=\"https:\/\/www.investify-tech.com\/referenzen#investify-tech-builds-investment-solutions-for-insurance-group\">\n                        <div class=\"imgWrap\">\n                            <img class=\"lazy img-fluid w-100\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2024\/09\/investify_B2B_Referenzen_Signal-Iduna-medium_V01_JD.jpg\" style=\"\" width=\"\" height=\"\" alt=\"\">\n                        <\/div>\n                        <div class=\"blogDetail\">\n\n                            <div class=\"mb-2\">\n                                                            <p class=\"tag mb-1\">\n                                    Insurance                                <\/p>\n\n                                                        <\/div>\n                            <h3>investify TECH builds investment solutions for insurance group<\/h3>\n                            <span class=\"cta secondary blue round small\">\n                                                                            Read more\n                                                                    <\/span>\n                        <\/div>\n\n                    <\/a>\n                <\/div>\n\n                \n\n\n                <div class=\"col-12 col-sm-6 col-md-4\">\n\n\n                    \n                    <a class=\"moduleBlogListItem\" href=\"https:\/\/www.investify-tech.com\/referenzen#germanys-largest-allfinanz-broker-pool-relies-on-investify-tech\">\n                        <div class=\"imgWrap\">\n                            <img class=\"lazy img-fluid w-100\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2023\/06\/investify_B2B_Referenzen_fondsfinanz-medium_V01_JD-1.jpg\" style=\"\" width=\"\" height=\"\" alt=\"\">\n                        <\/div>\n                        <div class=\"blogDetail\">\n\n                            <div class=\"mb-2\">\n                                                            <p class=\"tag mb-1\">\n                                    Broker pools\/intermediaries                                <\/p>\n\n                                                        <\/div>\n                            <h3>Germany\u2019s largest Allfinanz broker pool relies on investify TECH<\/h3>\n                            <span class=\"cta secondary blue round small\">\n                                                                            Read more\n                                                                    <\/span>\n                        <\/div>\n\n                    <\/a>\n                <\/div>\n\n                \n\n\n                <div class=\"col-12 col-sm-6 col-md-4\">\n\n\n                    \n                    <a class=\"moduleBlogListItem\" href=\"https:\/\/www.investify-tech.com\/referenzen#investify-tech-builds-digital-asset-management-for-germanys-largest-landesbank\">\n                        <div class=\"imgWrap\">\n                            <img class=\"lazy img-fluid w-100\" data-src=\"https:\/\/www.investify-tech.com\/wp-content\/uploads\/2023\/06\/investify_B2B_Referenzen_LBBW-medium_V01_JD.jpg\" style=\"\" width=\"\" height=\"\" alt=\"\">\n                        <\/div>\n                        <div class=\"blogDetail\">\n\n                            <div class=\"mb-2\">\n                                                            <p class=\"tag mb-1\">\n                                    Sparkassen\/State banks                                <\/p>\n\n                                                        <\/div>\n                            <h3>investify TECH builds digital asset management for Germany&#8217;s largest Landesbank<\/h3>\n                            <span class=\"cta secondary blue round small\">\n                                                                            Read more\n                                                                    <\/span>\n                        <\/div>\n\n                    <\/a>\n                <\/div>\n\n                            <\/div>\n\n        <\/div>\n    <\/div>\n    <div class=\"contentBlock pt-0 pb-0 \">\n            <\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Seiten<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-8298","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>State-funded pension - investify TECH<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.investify-tech.com\/en\/state-funded-pension\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"State-funded pension - investify TECH\" \/>\n<meta property=\"og:description\" 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