Retirement savings account: investify TECH provides infrastructure for HANSAINVEST

HANSAINVEST is giving partners early access to the market for retirement savings accounts. To that end, it is building a high-performance infrastructure together with investify TECH and Baader Bank.

HANSAINVEST is positioning itself for the new generation of state-subsidised private retirement provision and is strategically preparing its future offering. The company plans to offer retirement savings account contracts from 1 January 2027 onward, in cooperation with both its existing and new partners. With this move, the service capital management company (Service-KVG) takes an important step against the backdrop of the current reform debate on private retirement provision in Germany, a debate that has recently gained additional political momentum following the findings of the Pension Commission.

As part of the planned solution, HANSAINVEST is relying on a partnership-based model: Baader Bank will act as custodian bank, while investify TECH provides the technical infrastructure. “Together, we are creating a scalable white-label solution that enables wealth managers, asset managers and broker pools to focus on their respective core competencies—investment and distribution,” says Dr. Jörg W. Stotz, Spokesman of the Management Board at HANSAINVEST.

As recently as May, HANSAINVEST announced the launch of its first active ETF — a step that dovetails seamlessly with its current thinking on introducing a retirement savings account, and one that underscores the potential of exchange-traded solutions for long-term wealth accumulation.

The new product landscape surrounding the retirement savings account represents a fundamental paradigm shift: for the first time, state-subsidised private retirement provision is being designed on a consistently capital-market-oriented basis—offering investors greater flexibility and dispensing with mandatory guarantee requirements. For HANSAINVEST, this step is a logical evolution of its service offering for asset managers and distribution partners.

“The retirement savings account creates a new market with long-term potential and structural inflows. We expect tens of billions of euros to flow into these products from the public each year—capital flows that will reshape the fund industry for the long term. We will give our partners early, efficient access to this market and provide them with a high-performance infrastructure,” says Stotz.

In doing so, the company is also sending a deliberate signal on the communications front: “We don’t talk about retirement provision, we talk about retirement excitement. Because we want to show that modern retirement solutions aren’t just an obligation, but above all an opportunity. That’s who we are: HANSAINVEST stands for pioneering spirit, pragmatism and a clear entrepreneurial personality,” Stotz adds.

You can register for the webinar here: HANSATALK Retirement Savings Account